PRIVACY POLICY

M98vip Privacy Policy – Malaysian Player Data Protection

M98vip is committed to protecting the privacy and data security of every player in Malaysia. This document clearly explains how we collect, use, store, and protect your information when you use our platform.

Last Updated: 1 January 2026

Our Commitment to Your Privacy

Six core principles that guide how m98vip handles the personal data of every Malaysian player.

Minimum Data Collection

M98vip only collects personal information that is strictly necessary to provide services to you. We do not collect excessive or irrelevant data. Every piece of data collected has a clear purpose, which is communicated to you before or at the time of collection.

256-Bit SSL Encryption

All data transmitted between your device and m98vip's servers is protected with 256-bit SSL encryption — the same technology used by leading banking institutions. This ensures your personal information and financial transaction details cannot be intercepted by any third party during transmission.

Your Data, Your Control

As an m98vip player, you have the full right to access, correct, download or request deletion of your personal data at any time. We respect your privacy rights and provide a straightforward process for you to manage your own data without any difficulty.

No Sale of Data to Third Parties

M98vip has never sold, rented, or transferred players' personal information to any third party for marketing or commercial purposes, and never will. Your data belongs to you — we are simply its responsible custodian, using it solely to service your needs.

Financial Records Confidentiality

All your deposit, withdrawal, and betting activity records on m98vip are strictly confidential. Your financial transaction information — including use of Touch 'n Go eWallet, GrabPay, DuitNow, or FPX — is stored with the highest level of security and is accessible only by you and authorised m98vip staff.

Malaysian Legal Compliance

The m98vip Privacy Policy is designed to comply with Malaysia's Personal Data Protection Act 2010 (PDPA) and applicable international data protection regulations. We review and update our policy regularly to ensure ongoing compliance with current legislation.

1. Introduction & Scope of Privacy Policy

This Privacy Policy ("Policy") is published by m98vip ("We", "Platform", "Company") and applies to all users and players who register, access or use the m98vip platform available at m98vip.world, including all services provided through it and its mobile version.

This document sets out in detail how m98vip collects, processes, uses, stores, protects, and in certain circumstances discloses the personal information of players residing in Malaysia. Your privacy is not merely a legal obligation to us — it is part of our moral responsibility as a platform you trust with your personal information and financial transactions.

By registering an account on m98vip, making any deposit via Touch 'n Go eWallet, GrabPay, DuitNow, or any other Malaysian payment method, or simply by accessing and browsing our platform, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and processing of your data as described herein. If you do not agree with any part of this policy, please discontinue use of the m98vip platform and close your account.

This Privacy Policy should be read together with Terms & Conditions and Responsible Gaming Policy m98vip, which together form the complete agreement between you and our platform.

2. Types of Personal Data We Collect

M98vip collects several categories of personal information when you register and use our platform. Below is an overview of each data category we collect and the reasons for doing so:

Personal Identification Information

Full name, date of birth, gender, Malaysian identity card number (MyKad) or passport number. Required for identity verification and to ensure compliance with the minimum age requirement of 18 years.

Contact Information

An active Malaysian phone number, email address, and residential address. Used for OTP verification, important account-related communications, and delivery of relevant notifications.

Financial Information

Deposit and withdrawal records in RM, payment methods used (Touch 'n Go, GrabPay, DuitNow, FPX, and others), e-wallet account numbers, and transaction details required for payment processing.

Gaming Activity Data

Sports betting records (football, badminton, e-sports), casino game history, betting logs, wager amounts, wins, and losses. Used for dispute resolution and account management.

Device Technical Data

IP address, device type and web browser, operating system, screen resolution, access logs and other technical information collected automatically when you use the m98vip platform.

Communication Records

Records of your interactions with the m98vip customer support team via live chat or email, including chat logs and email correspondence. Retained for quality control and dispute resolution purposes.

3. How We Collect Your Data

M98vip collects your personal data through several different methods, all for legitimate and specific purposes:

  • Account Registration: Information you provide when first registering your m98vip account — your name, phone number, email address and date of birth.
  • Identity Verification (KYC): Documents you upload for identity verification, such as a copy of your MyKad, bank statement or utility bill as proof of address.
  • Financial Transactions: Information generated when you make a deposit using Touch 'n Go eWallet, GrabPay, Boost, ShopeePay, DuitNow or FPX, as well as when you submit a withdrawal request.
  • Platform Usage: Technical data collected automatically as you browse, play or place bets on the m98vip platform via web browser or mobile device.
  • Cookies and Similar Technologies: Cookie files, tracking pixels, and similar technologies stored on your device to improve the user experience and analyse platform usage patterns.
  • Customer Support: Information you share when contacting the m98vip support team via live chat or email for assistance.

In all circumstances, m98vip only collects data that is strictly necessary for the stated purposes. We do not employ any unethical or privacy-infringing data collection methods.

4. Purposes of Personal Data Use

M98vip uses the personal data it collects solely for the following legitimate purposes:

  • Service Provision: Creating and managing your account, processing deposits and withdrawals in MYR, and enabling access to all games and Sports Betting on m98vip.
  • Identity Verification: To verify that you meet the minimum age requirement of 18 years and other eligibility criteria before using the platform, and to comply with mandatory KYC requirements.
  • Account Security: Detecting and preventing unauthorised access, fraud, money laundering, and any suspicious or unlawful activity on the m98vip platform.
  • Service Communications: Sending important notifications relating to your account, updates to our terms or policies, security information, and responses to customer support enquiries.
  • Payment Processing: Processing all your financial transactions — including deposits via Malaysian e-wallets and withdrawal of winnings — securely and accurately.
  • Platform Improvement: Analysing aggregated, anonymised usage patterns to improve the performance, usability, and content of the m98vip platform for the benefit of all players.
  • Legal Compliance: To comply with reporting, record-keeping, and disclosure obligations required under Malaysian law and applicable international regulations.
  • Responsible Gaming: Monitoring gameplay patterns to identify players who may need responsible gaming support and providing appropriate assistance.

Marketing: m98vip will only send you promotional and marketing communications if you have given explicit consent. You may withdraw consent for marketing communications at any time via your account settings or by contacting our support team.

5. Data Sharing & Disclosure

M98vip does not sell, rent or transfer players' personal data to third parties for marketing or commercial purposes. However, in the following limited circumstances, m98vip may share your information with certain parties:

  • Payment Service Providers: Transaction information required to process your deposits and withdrawals is shared with Malaysian payment providers such as FPX gateway, Touch 'n Go, GrabPay, and others. They are bound by strict confidentiality agreements and may only use your data for payment processing purposes.
  • Gaming Software Providers: The minimum information required to enable gameplay is shared with casino and Sports Betting software providers such as Pragmatic Play, Evolution Gaming and others. This data is subject to strict data protection agreements.
  • Legal Requirements: m98vip may be required to disclose certain information to government authorities or law enforcement when mandated by a court order, warrant, or other lawful request under Malaysian law.
  • Fraud Prevention: In cases involving suspected fraud, money laundering, or financial crime, m98vip may share relevant information with law enforcement authorities or industry fraud prevention organisations.
  • Professional Advisor: Lawyers, accountants, auditors, or other professional advisors bound by strict professional confidentiality obligations when providing services to m98vip.

In all of the data-sharing situations above, m98vip ensures that only the minimum necessary data is shared, and all recipient parties are bound by confidentiality and data protection obligations equivalent to or stricter than m98vip's own standards.

6. Data Security Measures

M98vip continually invests in the latest data security infrastructure to protect our players' personal information from unauthorised access, data breaches and misuse. The following are the key security measures we have in place:

End-to-End 256-Bit SSL Encryption

All communications between your device and m98vip's servers are secured with TLS/SSL 256-bit protocols. This means all data — including your login credentials, financial details and betting records — cannot be read by any third party during transmission, on par with the security standards used by Malaysia's major banks.

Secure Servers with Strict Access Controls

M98vip player data is stored on secured servers within certified data centres with strict physical and digital access controls. Access to player data is granted only to m98vip staff who have a legitimate business need and have undergone thorough background checks.

Two-Factor Authentication (2FA)

M98vip offers two-factor authentication for all player accounts. When 2FA is enabled, logging in requires an additional verification code sent to your registered phone number — adding an important layer of protection against unauthorised access even if your password is compromised.

24/7 Monitoring & Threat Detection

M98vip's security system continuously monitors platform activity around the clock to detect suspicious activity patterns, intrusion attempts, and fraudulent behaviour. Any identified threats are addressed immediately by our security team to minimise risk to player data.

Regular Data Backups & Disaster Recovery

M98vip player data is regularly backed up to secure, separate locations. A comprehensive disaster recovery plan ensures your data remains safe and recoverable even in the event of serious technical disruptions, fully protecting your financial records and gaming activity.

Shared Responsibility: While m98vip takes all reasonable technical measures to protect your data, account security also depends on your own security practices. Always use a strong password, enable 2FA, never share your login credentials, and contact us immediately if you suspect any suspicious activity on your m98vip account.

7. Data Retention Period

M98vip retains players' personal data only for as long as necessary for the purposes set out in this Privacy Policy, or as required by applicable Malaysian law. The general guidelines for our data retention periods are as follows:

  • Active Account Information: For as long as your account is active with m98vip, and for 5 years after account closure for compliance purposes and resolution of any potential claims.
  • Financial Transaction Records: A minimum of 7 years from the transaction date, in accordance with Malaysian tax and financial regulations that require financial records to be retained for that period.
  • KYC Verification Records: For the duration of the active account and a minimum of 5 years after account closure, to comply with applicable anti-money laundering (AML) requirements.
  • Support Communication Logs: 2 years from the date of interaction, for quality control purposes and resolution of any disputes that may arise.
  • Technical Data & Access Logs: 12 months from the date the log was generated, used for security threat detection and technical analysis.
  • Cookie Data: Varies by cookie type — session cookies are deleted when you close your browser, while persistent cookies are stored for the duration specified in their respective cookie settings.

Once the relevant retention period has elapsed, your personal data will be securely deleted or anonymised in accordance with m98vip's established secure data disposal procedures. Data that has been anonymised and can no longer be linked to your identity may be retained indefinitely for aggregated statistical analysis.

8. Cookies & Tracking Technologies

M98vip uses cookies and similar tracking technologies to enhance your experience on our platform. Cookies are small text files stored on your device when you browse our website. Below is an explanation of the types of cookies we use:

You can manage cookies through your browser settings. Most modern browsers allow you to view, delete, or block cookies. Please note, however, that disabling essential cookies may affect the functionality and usability of the m98vip platform — you may be unable to log in or use certain features properly if session cookies are disabled.

For optional cookies (analytics and performance), you may opt out without affecting the core functionality of the m98vip platform. Your cookie preferences can be updated at any time through your browser settings.

9. Your Privacy Rights as an m98vip Player

As an m98vip player based in Malaysia, you hold several rights regarding your personal data, all of which we fully respect. These rights are as follows:

Right of Access

You have the right to request a copy of all personal data we hold about you. m98vip will provide this copy within 30 days of receiving your request.

Right to Rectification

If you believe any personal data we hold about you is inaccurate or incomplete, you have the right to request a correction promptly via your account settings or by contacting customer support.

Right to Erasure

Under certain circumstances, you have the right to request the deletion of your personal data. Such requests will be processed in accordance with legal compliance requirements, which may mandate the retention of certain data.

Right to Object

You have the right to object to the processing of your data for direct marketing purposes at any time. Once your objection is received, we will immediately cease using your data for that purpose.

Data Portability Rights

You have the right to receive your personal data in a structured, machine-readable format for transfer to another service provider should you choose to do so.

Right to Restrict Processing

Under certain circumstances, such as during a dispute over data accuracy, you have the right to request that m98vip restrict the processing of your data while the relevant issue is being resolved.

To exercise any of the rights above, please contact the m98vip customer support team via live chat or email at support@m98vip.world, stating which right you wish to exercise along with the information needed to verify your identity. m98vip will respond to all valid requests within 30 days of receipt.

Please note that under certain circumstances, m98vip may need to decline or limit your request if the processing of that data is required by law or necessary for legitimate purposes such as fraud prevention or dispute resolution. In such cases, we will explain the reasons to you.

10. Children's Privacy

The m98vip platform is intended solely for adults aged 18 and above. We do not knowingly collect, process, or store any personal information from individuals under the age of 18.

All players are required to verify their age during the registration process, and m98vip conducts periodic age checks. If we determine that any account has been registered or used by an individual under the age of 18, that account will be closed immediately and all associated personal data will be deleted in accordance with established procedures.

To Parents and Guardians: If you find that a minor in your care has accessed or registered an account on m98vip, please contact us immediately at support@m98vip.world. We will take prompt action to close the account and delete all associated data.

11. International Data Transfers

In the course of its operations, m98vip may need to transfer or store your personal data on servers located outside Malaysia. This may occur in connection with the use of international gaming software providers or cloud technology infrastructure hosted in certain countries.

In all cases of international data transfers, m98vip ensures that:

  • The recipient country or territory provides a level of data protection equivalent to or greater than Malaysian standards.
  • Appropriate data transfer agreements are in place with all recipient parties to ensure adequate data protection.
  • Data transfers are carried out only for legitimate purposes that are necessary for the provision of m98vip's services to you.

If you have any concerns regarding international data transfers involving your personal information, please contact the m98vip support team for further details.

12. Amendments to the Privacy Policy

M98vip reserves the right to update or amend this Privacy Policy at any time to reflect changes in our privacy practices, applicable data protection legislation, or improvements to how we handle player data. All amendments will be published on this page with a new "Updated" date.

For material and significant amendments — those that substantially change how we use or protect your data — m98vip will endeavour to provide reasonable advance notice via email or in-platform notification. It remains your responsibility, however, to review this Privacy Policy page periodically to ensure you are always aware of the latest version in effect.

Your continued use of the m98vip platform after any amendments take effect will be taken as your acceptance of the revised Privacy Policy. If you do not agree with any changes, please discontinue use of the platform and contact us to close your account.

13. Contact Us About Privacy

If you have any questions, concerns, or complaints regarding this Privacy Policy or the way m98vip handles your personal data, our team is available 24 hours a day, 7 days a week:

  • Live Chat: Accessible directly within the m98vip platform — click the chat icon displayed on your screen.
  • Email: support@m98vip.world — please include "Privacy Enquiry" in the subject line for faster processing.

For formal privacy rights requests such as data access, correction or deletion, please contact us by email with your full name, m98vip account number and the specific right you wish to exercise. We are committed to responding to all valid privacy requests within 30 days of receiving a complete request.

M98vip values the trust every Malaysian player places in us when sharing their personal data. We are committed to continuously improving our privacy practices and providing full transparency on how your data is used and protected within our platform.

FAQ – m98vip Privacy Policy

The most frequently asked questions from Malaysian players about privacy and data protection at m98vip.

m98vip does not sell or share your personal data with third parties for marketing purposes. We only share information in very limited circumstances — with Malaysian payment providers such as FPX, Touch 'n Go, and GrabPay to process your transactions, with gaming software providers to enable platform functionality, and with legal authorities when required by law. All such parties are bound by strict confidentiality agreements and may only use your data for specific, limited purposes.

To request a copy of your personal data or to apply for data deletion, contact the m98vip support team by email at support@m98vip.world with the subject line "Personal Data Request". Include your full name, m98vip account number, and specify whether you are requesting data access or deletion. We will first verify your identity, then process the request within 30 days. Please note that certain data may need to be retained in accordance with legal requirements even after a deletion request, and we will explain this to you where applicable.

Yes, all your financial transaction information at m98vip is protected with the highest level of security. 256-bit SSL encryption ensures that all data during deposit and withdrawal processing cannot be intercepted. Full e-wallet account details such as Touch 'n Go, GrabPay, DuitNow or FPX are not stored directly in m98vip's systems — only the transaction records necessary for dispute resolution and legal compliance are retained. Our systems also run real-time monitoring to detect any suspicious transaction activity.

When you close your m98vip account, your personal data is not deleted immediately. This is because Malaysian law requires m98vip to retain financial and transaction records for a minimum of 7 years, and KYC records for a minimum of 5 years after account closure for legal compliance purposes. Once these mandatory retention periods have elapsed, your data will be securely deleted from our systems. Data that is no longer required by law will be deleted earlier. If you have questions about the specific data we hold in relation to your account, please contact m98vip support for further clarification.

Yes, you can opt out of marketing communications from m98vip at any time. The easiest way is to click the "Unsubscribe" link at the bottom of any marketing email we send. You can also update your communication preferences via your account settings or by contacting m98vip support directly. Please note that unsubscribing from marketing communications will not stop important account-related communications such as security notifications, transaction confirmations or notices of material changes to our terms — these are necessary for managing your account and cannot be stopped while your account remains active.

Responsible Gaming

M98vip provides a comprehensive suite of self-management tools to help players stay in control and enjoy the platform as a healthy, responsible form of entertainment.

Learn More
Daily Deposit Limit

Set your own daily deposit limit to stay within your budget.

Play Time Limits

Set session time reminders to stay aware of how long you have been in a betting session.

Self-Exclusion

Temporarily suspend your account or close it permanently if you feel you need a break.

18 Years and Above Only

M98vip is a platform for adult players aged 18 and above only. Age verification is carried out during registration.

Your Data Is Safe with m98vip

Join over 500,000 Malaysian players who trust m98vip with their personal data and financial transactions. Register a free account today and enjoy a safe, fair, and transparent online betting and casino platform.

Deposit using Touch 'n Go, GrabPay, DuitNow, or FPX in RM. For players aged 18 and above only. By registering, you agree to the Terms & Conditions and m98vip Privacy Policy.

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